Efficient Finance

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JD
John Doe
john@example.com

Admin Dashboard

Branch metrics & global cooperative overview

👥

Total Members

14,320

📈

Total Deposits

₦4,200,000.00

📊

Active Loans

₦1,800,000.00

💓

System Health

99.9%

⚠️ Early Warning — Deposit Velocity Tracker

AI-driven MSME portfolio monitoring · Data from Teller Console

5 Flagged

Monitored MSMEs

7

Critical Alerts

3

Avg. Velocity Drop

60.5%

₦0k₦94k₦187k₦281k₦375kD-30D-25D-20D-15D-10D-5D-140% DROP

Branch Activity

Branch 1 EOD Sync

10 mins ago

Success

Branch 2 EOD Sync

10 mins ago

Success

Branch 3 EOD Sync

10 mins ago

Success

Branch 4 EOD Sync

10 mins ago

Success

Branch 5 EOD Sync

12 mins ago

Success

🏢 MSME Deposit Velocity Monitor

Accounts flagged for unusual drops in daily deposit activity

AccountTypeAvg Daily DepositCurrent VelocityChangeTrendRisk LevelLast Deposit

Alhaji Musa Enterprises

MSME-001

Trading / POS Agent₦245,000.00₦62,000.00-74.7%🔴 Critical2026-05-14

Grace Beauty Supplies

MSME-002

Retail / FMCG₦180,000.00₦88,000.00-51.1%🟡 Warning2026-05-15

Kano Agro-Processing Ltd

MSME-003

Agriculture₦520,000.00₦195,000.00-62.5%🔴 Critical2026-05-13

TechVista Digital Services

MSME-004

IT Services₦310,000.00₦175,000.00-43.5%🟡 Warning2026-05-16

Mama Ngozi Foods & Catering

MSME-005

Food & Bev₦95,000.00₦91,000.00-4.2%🟢 Stable2026-05-17

Usman Auto Parts Warehouse

MSME-006

Auto Parts₦410,000.00₦120,000.00-70.7%🔴 Critical2026-05-12

Fola Textiles & Fashion

MSME-007

Textiles₦155,000.00₦148,000.00-4.5%🟢 Stable2026-05-17

🏧 Agent Network Management

CBN April 2026 — ₦1.2M daily POS withdrawal cap · NIN exclusivity enforcement

👤

Active Agents

23

📊

POS Cap Utilization

67%

NIN Verified

21/23

Suspended

2

AgentNIN (Masked)ExclusivityCash-In UsedCash-In LimitPOS Withdrawal UsedPOS Cap (₦1.2M)Status

Abdullahi Ibrahim

***7834✅ Exclusive
₦78,000.00
₦100,000.00
₦920,000.00
₦1,200,000.00Active

Chioma Eze

***2156✅ Exclusive
₦45,000.00
₦100,000.00
₦340,000.00
₦1,200,000.00Active

Emeka Okafor

***9012✅ Exclusive
₦99,500.00
₦100,000.00
₦1,150,000.00
₦1,200,000.00Active

Fatima Bello

***5478⚠️ Conflict
₦0.00
₦100,000.00
₦0.00
₦1,200,000.00Suspended

David Adebayo

***3301✅ Exclusive
₦62,000.00
₦100,000.00
₦780,000.00
₦1,200,000.00Active

Grace Nwosu

***6689⚠️ Conflict
₦0.00
₦100,000.00
₦0.00
₦1,200,000.00Suspended
⚖️

CBN April 2026: Each agent must be exclusive to one principal institution (NIN-enforced). POS daily withdrawal cap: ₦1,200,000. Cash-in daily limit: ₦100,000. Both limits are independently tracked and reset at midnight.